Membership Banking

Faira is your cheat code for finance. We're a bank, but not like the ones you're used to. Traditional banks make money every time you're not paying attention—through fees, spreads, and hoping you forget to optimize.

We flipped that model. We refuse to make money on your money. Instead, you pay a membership fee and we run everything else at cost: best rates when you save, cash back when you spend, lowest rates when you borrow.

No rate chasing. No second-guessing. No wondering if you're leaving money on the table. Just set it, forget it, and know your bank is actually on your side. Think Costco, but for your entire financial life.

Welcome to Faira